Financial Relief in a Time of Loss

Are you looking for an easy method to pay for burial and other final expenses? A popular and predictable way to cover your last expenses is with final expense life insurance.

Get Quick Insurance Quotes







    By providing your information, and/or utilizing the Service, you agree to our Website’s Privacy Policy and Terms and conditions. You consent to be contacted (by emails, telephone calls, autodialed, pre-recorded or artificial voice, text messages, SMS or other forms of electronic communication such as a mobile application’s push notifications to the contact information you provide) by Top Insurance Offer, any one or more of marketing partners or indirect subsidiaries, sister companies, or parent companies, or any of their employees or independent contractors or other affiliates, regarding the Service (as defined in the Terms and conditions and Privacy Policy) generally as well as regarding news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or inquired about. I acknowledge that submitting false information may subject me to liability. Providing consent is not a condition of receiving any goods or services.

    How It Works?

    Final expense life insurance is different from most kinds of life insurance, which people usually buy to replace their income and cover their family’s long-term financial needs in case they die.

    Here Are Reasons Why People Choose Us?


    No medical exam

    Certain types of life insurance require a medical exam, but not a burial insurance policy. Unless you have a serious pre-existing medical condition, you’ll likely be able to get coverage.

    Lower premiums

    Final expense life insurance rates start at just $53 per month, with coverage amounts ranging from $5,000 to $35,000.

    Quick approvals

    The application process is quick and easy, and coverage can be issued in days, sometimes even on the day you apply. Once you’ve been approved, your coverage starts immediately.

    Payment flexibility

    You get to choose if you want to pay your premium monthly or annually.

    our services

    You Have Problems, We Have Answers!

    Final expense insurance is designed to help older adults plan ahead for funeral costs or other end-of-life expenses.

    There are two types of final expense insurance services:

    Simplified issue final expense insurance

    Simplified issue is best for people in relatively good health who are looking for a way to cover end-of-life costs. The application includes a few health questions, but there’s no medical exam required.

    Guaranteed issue final expense insurance

    Guaranteed issue is for best for people whose age or health prevents them from buying other types of life insurance coverage. There are no health requirements at all with guaranteed issue, so anyone who meets the age requirements can typically qualify.


    Get a Final Expense Insurance Quote

    Have questions or need help? Use the form to reach out and we will be in touch with you as quickly as possible.

    FAQ’s

    For a deeper understanding, here are the most common, frequently asked questions about us.

    Wondering if a final expense policy is worth it? If you don’t already have money set aside to help your family pay for funeral, medical, or other expenses after your death, final expense insurance can be an affordable alternative to saving the thousands of dollars needed to cover these costs.

    In general, as long as you pay your premiums. Some policies cap the age at 100 or more, but you’ll need to ask your licensed insurance agent or read your policy documents to find out if it’s true for your policy.

    Generally, yes. Smokers statistically have shorter life spans than non-smokers, making them riskier to insure. Although final expense insurance isn’t as stringent in its health requirements as other types of insurance, you will be asked if you’re a smoker when you request a quote.